EDUCATION - This is our 'learning' section. It presents a variety of concepts that teach about things that are very important to all of us: our environment, our homes, our money and our future. Click on any of the following pages for more information. Green PrinciplesThis is about the advantages of a green lifestyle. By this we mean people that understand the benefits of living in a healthy environment and enjoying the satisfaction of preserving the environment for themselves, for others and for future generations -- and saving money. To be effective, a green lifestyle must begin at home - where we spend more time than anywhere else. Learn about Green principles here...  Learn about CreditWhy having good credit is important. Credit is a financial tool that enables you to buy things now without paying for them all at once. Your ability to use credit responsibly and repay creditors on time will give you more buying power when you need it, and that can be especially valuable when you are buying a home. This section talks about credit and gives you information on buying a home even if you have had problems in the past.  Homebuyer ClassesThe NSP program requires that homebuyers complete 8 hours of homeownership counseling and classes Eligible applicants will meet withfinancial counselors and Housing Specialists to review each person financial condirion and to determminehow much you can afford for a home and what are the best loan options. Click here to learn about these classes .  GlossaryA dictionary of housing vocabulary and green terminology used on this website.This page is intended to serve as a guide to terms, acronyms, concepts and programs mentioned on this site. It provides basic explanations of these words and phrases to help the reader understand the H2O program.
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